Property Drying Out After A Flood

No individual can be fully prepared for the devastation caused by flooding and the ongoing trauma when discovering that irreplaceable personal effects could be ruined. Clearly the first impression is likely to be be your living area flooded and various furnishings floating around like flotsam. Smaller could easily may be the most precious whilst your anxiety levels are rising; your thoughts might go to rescuing them.
Often at times like this, neighbours might want to rally around and support you, roll up their sleeves, don their wellies and start a mopping up operation.

Are you insured?

If the answer is "Yes", leave everything to the experts. Contact your insurance company where their staff will discuss the claims settlement options and suggest the best way forward to resolve your claim.

If a loss adjuster has been appointed, they may handle the claim through to completion under the terms of your policy. You may wish to discuss deploying an insurance claims manager.

If there is a number of properties that require inspection due to extensive flooding in your area and it could be several days before one of their adjusters is able to visit your property to advice on the extent of policy cover, and commence the process.

Ensure your insurance company will assist in locating suitable accommodation for you during the time that works are carried out and it is safe to return. Make sure your insurance company and associated contractors know how to contact you if you have to move out of your home.

Whilst you are awaiting your insurance company's activity there are some actions that you could undertake to help mitigate any loss. Confirm these actions with your insurance company to ensure it does not affect your claim.

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